Welcome to Comerica Captive Insurance!

Comerica can help your business establish a captive insurance subsidiary to purchase insurance at lower-than-retail rates. We have expertise in every financial aspect and major worldwide domicile of the captive industry. We also offer customized financial services, including letters of credit, custody and investment management.

With our full-service capabilities and worldwide banking connections, we offer a complete financial solution for captives.

Are you new to captive insurance and want to learn more about its benefits? Click here to determine if captive insurance is right for you.

Experienced with captive insurance and want to see how our products and services compare? Click here to find out why Comerica is the right choice.

Captives can provide a number of benefits over traditional insurance, including:
  • Risk mitigation: You structure the type of coverage and level of risk
  • Cost savings: You bypass commercial brokers and retain underwriting profits and investment income
  • Protection from price fluctuations: You stabilize your risk management costs
  • Cash flow: You control investments and can structure maturities to meet your cash flow needs

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Captive subsidiaries come in a variety of types, each with its own regulations, complexities and local nuances. These are a few of the most common:
  • Single Parent
  • Multiple Parent
  • Heterogeneous
  • Rent-a-Captive
  • Segregated Cell
Here at Comerica’s Captive Insurance Group we work hard to clarify your specific needs, then shift into execution, delivering customized financial services for your captive insurance program.

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There are approximately 5,000 captives in the world; Bermuda is the largest domicile. Comerica is active in these major domiciles:

Offshore

  • Barbados
  • Bermuda
  • British Virgin Islands
  • Cayman Islands

Onshore

  • Arizona
  • Delaware
  • Hawaii
  • Michigan

 

  • Nevada
  • South Carolina
  • Vermont
  • Washington, D.C.

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